For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home meets your needs. As former teachers, our job is to help educate you on all aspects of the buying process. also . We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Set-up an automated search for you. You will receive listings by email as soon as they become available
- Help you understand the 2009 $8000 home buyer tax credit.
- In 2009, we are rebating our buyers (over $80,000) the cost of their home inspection. Use your inspector or one of our preferred providers.
- Guide you through the entire home buying process. This includes:
- Getting the best financing
- Setting up an automated search
- Taking you to see qualified listings
- Advising you on potential issues so you avoid costly mistakes
- Negotiating the purchase
- Guiding you through the home inspection process
- Coordinating title company, lender and insurance issues
- Attending final closing and handing you the keys to your new home
Before You Start Looking For Your New Home:
- Contact us for our "I'm the buyer: Getting Started" document
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Contact a top lender in Omaha. Below are several that we do regular business with. These people will treat you right. We use them because of their outstanding reputation and great loan packages. When you contact, please let them know that The Lampman Team, Inc. recommended them.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
